For small businesses without health insurance

Real healthcare your team can actually use.

A doctor your team can text today, and a card that pays for care.

Not insurance. About $50 per employee a month. Unlimited free virtual visits, plus an allowance you set that pays for labs, imaging, prescriptions, and therapy at prices you can see up front.

Doctor visits
Unlimited
Wait time
Same day
Deductible
None
Typical cost
~$50/mo.
Home care aide mid-shift in a residential living roomLine cook mid-conversation during service in a busy kitchenSalon owner at her station in late-afternoon lightFleet driver at a loading dock at sunriseWarehouse worker in a hi-vis vest on the distribution floor
KitchensWarehousesSalonsJob sitesHome careChildcareBoutique hotelsTeams of 2 to 200KitchensWarehousesSalonsJob sitesHome careChildcareBoutique hotelsTeams of 2 to 200KitchensWarehousesSalonsJob sitesHome careChildcareBoutique hotelsTeams of 2 to 200
The product

A doctor to text. Money for care.
Prices you can see.

Atmos is a clinic, a card and a network — designed together so care shows up when your team needs it, at a price you can plan for.

Back pain flared up on Tuesday.
DR
Let's get an X-ray today. I'll send it to Precision Imaging — cash rate $89, 2 blocks from you.
Booked · 3:40pm
01

Atmos Clinic

A virtual first stop

Triage, care, and coordination by real clinicians — a virtual DPC that same-day diagnoses, treats, or refers.

Atmos Card
•••• 4419
02

Atmos Card

Employer-funded care dollars

Care dollars, employer-funded and tax-free. Spent on care your Atmos clinician orders or refers you into — nothing to chase, nothing to guess at.

03

Atmos Network

Everyday care at clear prices

Meds, labs, imaging, and in-person care at upfront cash rates, with integrated scheduling and shared records.

How it works

You pick a number.
We handle everything after it.

  1. 01

    You set the allowance

    Pick an allowance per role — it can be monthly or annual and can unlock based on tenure and even rollover year to year.

  2. 02

    Atmos Clinic handles the care

    Your team starts with an Atmos clinician, who orders what's needed (labs, imaging, meds, referrals). The allowance covers the cost.

  3. 03

    We handle the rest

    Tax-free reimbursements, receipts, questions. You never touch a claim form.

The all-in cost
$50

per employee, per month

That's access to Atmos plus the everyday care your team actually uses after unlimited clinician visits — labs, imaging, prescriptions, and therapy at our contracted rates.

You set the annual allowance limit per person. You're billed only for care that happens.

Per employee, per month · typical team
  • Atmos — unlimited visits, navigation, admin

    $19
  • Care your clinician orders

    ~$31
All in~$50

You set the annual allowance limit: $500–$2,000 per employee is typical.
Unused funds stay with you.

The honest picture

What your team has today —
and what changes with Atmos.

Most of the small teams we talk to aren't choosing between Atmos and health insurance. They're choosing between Atmos and nothing.

What your team has todayWhat they'd have with Atmos
No primary doctorUnlimited $0 visits, same day
Urgent care at $250 cashCash-rate network, prices posted up front
Skipped prescriptionsPaid from the allowance, tax-free
Nothing at tax timeTax-free to them, deductible to you
Built for the people who keep things running

Not an insurance company.
A clinic your team can afford.

Atmos was built in Texas, for Texas businesses — the bakeries, warehouses, salons, home care agencies, and small fleets that health insurance priced out. Real care, ordered by a real doctor, paid for the day it happens.

A line cook laughing with a coworker in a bright kitchen
A baker at dawn kneading dough by a window

"The paperwork was the reason I never offered benefits. Something like this is the reason I finally would."

Salon owner

3 locations, 18 stylists · Dallas, TX

What we heard
in 40+ conversations with Texas employers.

Discovery interviews · 2025–2026
  • "One of my guys drove to the urgent care for strep. Two hundred dollars. He didn't know where else to go."

    Owner · 22-person fleet, Houston

  • "I priced it out two years ago. Four hundred and change per person. I have eleven people. I stopped there."

    GM · 3-location restaurant, San Antonio

  • "Ninety percent of my aides are women. What they ask me about is dental and eyeglasses, not hospitals."

    Owner · home care agency, Austin

Anonymized paraphrases from discovery interviews with Texas employers. Atmos is pre-launch; no member endorsements are implied.

Founding employers · Texas · Q4 2026

We're selecting 20 Texas businesses for launch.

Founding employers lock in first-year pricing, help shape the benefit, and get white-glove onboarding. No cost, no commitment until launch.

FAQ

The questions we get most often.

Join the Founding Cohort

A new day for
your team.

Care that shows up for the people who show up.

No spam, no sales calls unless you ask. Launching in Texas, Q4 2026.